PLS HELP MEEEEE!! THIS IS A BIG 200 PTS!! I WILL MARK BRAINIEST IF SOMEONE FIRST IN LINE ANSWERS CORRECTLY

Which best describes an advantage of using credit to purchase goods?

A
the ability to pay for the goods over a period of time

B
not having to pay back the money that was borrowed

C
not having to wait a long time to pay for goods

D
paying less than the average price for the goods