Mr. Olsen is concerned that a Medicare Advantage plan will not cover the same range of services that would be covered under Original fee-for-service Medicare. What should you tell him?
a. Medicare Advantage plans are required to cover services mandated under health care reform and applicable state law, which may differ from the Original Medicare package of benefits.
b. Though their cost-sharing may differ from Original Medicare’s, Medicare Advantage plans are required to cover all services covered by original Medicare.
c. Medicare Advantage plans are required to create a benefits package that results in roughly equivalent costs and may exclude coverage for some items and services that are covered under Part A and/or Part B of Original Medicare.
d. Medicare Advantage plans differ from Original Medicare in that they are required to cover any service ordered by a physician.

The correct option is (d) Medicare Advantage plans differ from Original Medicare in that they are required to cover any service ordered by a physician.

The majority of Medicare Advantage Plans provide coverage for benefits that Original Medicare does not, including some vision, hearing, and dental services as well as fitness programs (such as gym memberships or discounts).
Plans have the option of including additional benefits.

The Medicare Advantage plans' benefits and drawbacks-

Medicare Advantage plan won't offer the same selection of services as Original Medicare, which is a fee-for-service program.

What ought you to say to him?

a. Services mandated by health care reform and applicable state legislation must be covered by Medicare Advantage plans; these services may not be included in the Original Medicare benefit package.
b. Medicare Advantage plans must pay for all services covered by Original Medicare, despite the fact that their cost-sharing may be different.

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