A certified financial advisor, who works for an accredited nonprofit specializing in
helping consumers repay debt in a responsible manner through education,
budgeting, and other tools

Respuesta :

Answer:

credit counselor

Explanation:

A credit counselor is a certified professional whose work entails guiding clients to repay off their debts.  A credit counselor is an expert in money management, personal budgeting, and debt control. He or she helps a client develop a debt repayment plan and may negotiate lower interest rates with creditors.

A credit counselor works in a  non-profit making organization that offers credit counseling services. They offer advice on finance and money management and educates clients on their preparing personal budget