Answer:
d. Appraiser
Explanation:
During a closing appointment, there are many individuals usually present, including the buyer, seller, closing agent, and the attorney. Sometimes the company representative, mortgage lender, and other real estate agents may attend in unique situations. From the list provided the one individual that never attends a closing appointment is the Appraiser. This individual's only job is to estimate the market value of the house before listing it, and once this is done has no involvement in the selling process.
