Answer:
Explanation:
In the case of Ms. Tanaka, a tendency for a dangerous job is presented. It has a high-risk lifestyle to purchase products like life insurance. The unequal information hidden distorts the market and leads to market failure.
In the case of Mario, his exposure to risk has increased when insured, especially when a person takes more risks because someone else bears the cost of those risks. He is going to get involved in a risky event knowing that it is protected by the insurance