Answer:
A. An individual nearing retirement age
Explanation:
An individual who is investing more money in bonds and less in stocks is known to be practicing a conservative investing.This is the best strategy for an individual nearing retirement because he/ she does not have much time to ride the stock market downturns. Therefore, being conservative with his/her investment would provide more financial stability.On the other hand, younger people like those in their teens and twenties have a longer investment horizon and can therefore ride the downturns.