Three years ago, John created a portfolio with $10,000. He purchased stocks of ABC for $5,000, invested $4,000 in a
mutual fund, and put the remaining $1,000 in his savings account at a bank. Today, ABC stock is valued at $6,125 and
the mutual fund is valued at $4,450. The savings account has a balance of $1,030 which includes $30 interest that has
been credited to the account since he opened it. What is the percentage gain or loss on John's portfolio? Explain your
answer using complete sentences.