which of the following statements comparing traditional and roth iras is false? multiple choice contributions to traditional iras may be deductible; contributions to roth iras are nondeductible. individuals may have to pay a premature withdrawal penalty from either type of ira. individuals who have reached age 72 must begin liquidating either type of ira. for a 57-year old individual, the maximum allowable contribution to either type of ira is $7,000.