which credit card is the best choice? a secured card the affinity card sponsored by the charity any reward card why is that card the best choice? he can’t default on the card. larry can donate the reward card points to his favorite charity. the charity will receive a portion of the card’s profits. raphael has $1,000 in cash. raphael also has a very bad credit history, but wants a credit card. which credit card is the best choice? the affinity card sponsored by his school’s alumni association a secured card any affinity card why is that card the best choice? it’s the only card he will probably qualify for he can offer the $1,000 as collateral both of these alex just began his first year at a university and has no credit history. alex has no cash on hand but just got a part-time job. he would like to start building his credit history and plans to apply for a credit card. which credit card is the best choice? a student card a secured card an affinity card why is that card the best choice? it’s the only card he will probably qualify for. it will probably offer appealing promotions such as free music and movie tickets. both of these.