Consider two genes that are independent, the A gene and the B gene. Each gene has two alleles (A gene: A1 and A2, B gene: B1 and B2). The frequency of A1 allele at the A gene is 0.85 and the frequency of the B2 allele at the B gene is 0.24. What is the probability of an individual in a randomly mating population of having A1B2|A2B1 as their genotype